Now that you have made the decision, where do we go from here? If you have decided to continue living in your adopted country, Congratulations, a decision has been made now, so move on with your life without constantly going back on your decision. This will only put you and your family in uncertain territory on a prolonged basis and that is not good. Learn more about the adopted country and contribute positively by joining some social / charitable activities of interest. Good Luck and you can skip rest of this post and the series.
But, if you have decided to move back to
Moving is always stressful and laborious regardless of the distance and it is even more challenging to move across countries / continents. In this post we will see some of the areas that need adequate planning.
Citizenship: This might apply only for people who are migrating back from western countries,
If you hold foreign citizenship, then get the Indian version of dual citizenship for everyone in your family. This will come handy for employment and financial dealings.
Finance: From Bank accounts to trading account to insurance to credit cards there are lot of things to consider and plan here. You might want to consolidate various holdings in the foreign country in to one or few accounts that give you online access. This might include your pension / 401k accounts and things like that.
As you move to
Location: This perhaps one of the single most important decisions you will make after deciding to move back. With the booming IT market in
Job: Once the location / city has been identified, then starting looking for a job in that market. If you are in to entrepreneurial things then hat off to you and you can skip this section. There seems to be lot of jobs in every major city now, but it will take good amount of digging and networking to land in a job to your liking. This jump will be crucial as this will set the stage for all your future moves and negotiations so spread your net wide and deep.
School: If you have school going kids then this will be one of the challenging things you will do as you look to return. There is intense demand for admission in to good schools in
I didn’t pay close attention to this aspect when we moved. I believed then that regardless of the search and time spent on this, we will always end up shifting schools. But that was not to be. Once kids started going to a school, they didn’t want to leave for obvious reasons (not to me then!!) like familiarity, friends etc., So, pay close attention to this and get in to a good school the first time.
Housing: Look for housing close to where kids schooling will be, even if that increases commute time for the elders to their jobs. It is a common practice is Chennai to ask for 10 month rent as ‘advance / deposit’. There are lots of folks who do ‘house brokering’ as their part time or full time job. I found them to be unorganized and unreliable. They don’t keep up their appointments and time. Watch out for situations where one house is offered to you by multiple brokers. If you don’t speak up early, you could end up in an ugly situation where many brokers are fighting for the ‘agent fee’. As with many things, networking leads you to good housing which generally operate stealth.
Also, if you own a property where you live now, then you need to think about what to do with it as well.
It is quite possible that I have missed umpteen other things that should be planned for. It is important to go about this as methodically as possible. Start a ‘To Do’ list at the earnest and start executing. There is nothing like taking baby steps and start seeing things fall in place.
My two cents:
- Give yourself at least 12 months
- Make it a family decision and involve all members in planning. Pay close attention to kids needs.
- Choose a city where you / spouse have some social network.
- Expect everything to take more time than normal and used to.
- Have lot of patience.
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